Your next chapter.
With more clarity.
Understand the changes. Explore your pension choices. Take the next step with practical, plain-English retirement information.
What is guided retirement? →Explore the guidesIndependent UK information · Sources linked · No jargon
From questions
to a clearer plan.
Your pension, made understandable.
What is guided retirement?
A plain-English introduction to the UK’s proposed default pension framework.
Read the guide →PENSION OPTIONSPension drawdown vs annuity
Understand flexibility, guaranteed income and the trade-offs.
Read the guide →PLANNINGRetirement planning checklist UK
Six practical steps before you access your pension.
Read the guide →What’s happening in retirement?
Guided retirement: a new direction for workplace pensions
The UK’s new consultation sets out initial proposals for default retirement routes. Here’s what has been announced—and what is still being decided.
Understand the announcement →What could your retirement budget look like?
Compare expected monthly income with spending. A simple starting point for your own planning.
Try the budget tool →A few useful questions
What will everyday life cost?
Which income is guaranteed?
What questions should I ask my provider?
Questions, answered simply.
Is guided retirement the same as financial advice?
No. The proposed framework concerns default retirement routes. Individual financial advice is a separate service tailored to your circumstances.
Is this an official government website?
No. We are independent. Our explainers link to official publications so you can check the original information.
Where can I get free pension guidance?
Pension Wise offers impartial guidance on defined contribution pension options for eligible people.