PLANNING TOOL

See your monthly retirement budget.

Enter amounts in today’s money. This is a subtraction tool, not a pension forecast. It does not model tax, inflation, investment returns or life expectancy.

How to use the result

Include housing, bills, food, transport and optional spending. Use net income for a like-for-like comparison. A gap is a prompt to review your assumptions, not a recommendation to change investments or withdraw a particular amount.